Episode 7: Could flood insurance sink us before the water does?

Everyone knows flood insurance isn’t the most exciting topic. What this episode presupposes is: maybe it should be?

It’s not difficult to imagine a future in which climate-change-fueled storms and floods depopulate our coastal communities. Generations of Louisianans have been moving northward for decades, after all.

But could the rising cost of flood insurance actually drive people away sooner? That’s the question we’re exploring this week. We talk to two experts who explain the history of flood insurance in the United States, where the program is headed, and why flood insurance affordability is a political problem.

Introducing: Sea Change – Life Raft

Right now in the US, there is a GAS BOOM. A liquified natural gas boom — or LNG. The US produces the most LNG in the world. And the epicenter of this massive expansion? It’s here on the Gulf Coast. For the last year, we’ve traversed Louisiana trying to uncover what this growing LNG industry means for the state. But, after talking with everyone – from shrimpers to energy insiders – we realized that the stakes were far bigger. If we really wanted to tell the whole story, we had to travel even farther. In this 3-part series, we follow the journey of American gas around the world to find out if LNG is the miracle fuel it’s claimed to be. If it really can prevent a climate apocalypse. Or is it a carbon bomb waiting to go off? In part one, we start in Louisiana — ground zero. We see how the rise of these massive export terminals has transformed one community. Is this big bet on LNG worth it? “All Gassed Up” is a special 3-part series from Sea Change. This special series is part of the Pulitzer Center’s nationwide Connected Coastlines reporting initiative. For more information, go to pulitzercenter.org/connected-coastlines. This episode was hosted, reported, and produced by Carlyle Calhoun and Halle Parker. It was edited by Morgan Springer, Rosemary Westwood, and Eve Abrams. Additional help was provided by Ryan Vasquez and Eva Tesfaye. The episode was fact-checked by Garrett Hazelwood. Our sound designer is Emily Jankowski. Our theme music is by Jon Batiste. ABOUT SEA CHANGE: Living on the coast means living on the front lines of a rapidly changing planet. And as climate change transforms our coasts, that will transform our world. Every two weeks, we bring you stories that illuminate, inspire, and sometimes enrage, as we dive deep into the environmental issues facing coastal communities on the Gulf Coast and beyond. We have a lot to save, and we have a lot of solutions. It’s time to talk about a Sea Change. Sea Change is a WWNO and WRKF production. We are part of the NPR Podcast Network and distributed by PRX. Our managing producer is Carlyle Calhoun. Hosted by Carlyle Calhoun and Halle Parker. Our theme song is by Jon Batiste To see more of our reporting on LNG and find other episodes, visit WWNO.org/podcast/sea-change. And to help others find our podcast, hit subscribe wherever you get your podcasts, and don’t forget to rate and review!

Rebecca Elliott is an assistant professor of sociology at the London School of Economics and Political Science. Her book is called Underwater: Loss, Flood Insurance, and the Moral Economy of Climate Change in the United States.

Andy Horowitz is an assistant professor of history at Tulane University. His book is called Katrina: A History, 1915-2015.

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Support for WWNO’s Coastal Desk comes from the Greater New Orleans Foundation, the Walton Family Foundation, and listeners like you.

If you like what you hear from Life Raft, consider making a donation to WRKF and WWNO to help keep the show going!

Introducing: Sea Change – Life Raft

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